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Bank vault.

World's Top 25 High-End Important International Banks

A BANK is a financial intermediary that accepts deposits and channels those deposits into lending activities, either directly by loaning or indirectly through capital markets. A bank links together customers that have capital deficits and customers with capital surpluses.

Due to their importance in the financial system and influence on national economies, banks are highly regulated in most countries. Most nations have institutionalised a system known as fractional reserve banking, under which banks hold liquid assets equal to only a portion of their current liabilities. In addition to other regulations intended to ensure liquidity, banks are generally subject to minimum capital requirements based on an international set of capital standards, known as the Basel Accords.

Banking in its modern sense evolved in the 14th century in the rich cities of Renaissance Italy but in many ways was a continuation of ideas and concepts of credit and lending that had its roots in the ancient world. In the history of banking, a number of banking dynasties—notably the Medicis, the Fuggers, the Welsers, the Berenbergs, and the Rothschilds—have played a central role over many centuries. The oldest existing retail bank is Monte dei Paschi di Siena, while the oldest existing merchant bank is Berenberg Bank.

Banks (Top 25) Business Networks: A-Z Commodities Credit Cards (Top 10)
Crowdfunding (Top 15) Crypto Resources: A-Z Cryptocurrencies (Top 15) Currency
Currency Converter Data Brokers Financial Analysis (10) Forex
Futures & Options Gold (Top 35) Investing Leasing
Media (Top 40) Merchant Accounts Miscellaneous Online Payments (Top 20+)
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Stocks of the Month Wealth Management (30)
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