World's Top 25 High-End Important International Banks

A BANK is a financial intermediary that accepts deposits and channels those deposits into lending activities, either directly by loaning or indirectly through capital markets. A bank links together customers that have capital deficits and customers with capital surpluses.

Due to their importance in the financial system and influence on national economies, banks are highly regulated in most countries. Most nations have institutionalised a system known as fractional reserve banking, under which banks hold liquid assets equal to only a portion of their current liabilities. In addition to other regulations intended to ensure liquidity, banks are generally subject to minimum capital requirements based on an international set of capital standards, known as the Basel Accords.

Banking in its modern sense evolved in the 14th century in the rich cities of Renaissance Italy but in many ways was a continuation of ideas and concepts of credit and lending that had its roots in the ancient world. In the history of banking, a number of banking dynasties—notably the Medicis, the Fuggers, the Welsers, the Berenbergs, and the Rothschilds—have played a central role over many centuries. The oldest existing retail bank is Monte dei Paschi di Siena, while the oldest existing merchant bank is Berenberg Bank.

Bank News, Reviews & Resources

• ad-hoc cash disensing network - Apple patent turns every stranger into an ATM.
• America’s Best Banks 2020 - Forbes.
• Apps That Make Saving as Effortless as Spending - The New York Times.
• BANK - Wikipedia.
• Bank of England helped in sale of looted Nazi gold - BBC News.
• BANKSTER - definition & explanation.
• Barclays, HSBC & Lloyds among UK banks that had links to slavery - "Many bank directors received compensation after slavery was made illegal in 1833."
  
• Central Banks Consider Bitcoin’s Technology, if Not Bitcoin - The New York Times.
• China International Payment System | CIPS - Reuters.
• Crane Currency - "Founded by the Swedish Central Bank (Sveriges Riksbank) in 1755, one of the oldest banknote paper production facilities still in operation. Crane Currency is a fully integrated supplier of secure, durable and well-designed banknotes for central banks all over the world."
• De La Rue - since 1821. "The world’s largest commercial banknote printer." The world's largest commercial security printer and papermaker. Banknote manufacturer, security printing, papermaking and cash handling systems company with headquarters in Basingstoke, Hampshire, England.
• DIRECTORY OF LIECHTENSTEIN BANKS
• DIRECTORY OF SWISS BANKS
• Financial Secrecy Index - "Ranks jurisdictions according to their secrecy and the scale of their offshore financial activities. A politically neutral ranking, it is a tool for understanding global financial secrecy, tax havens or secrecy jurisdictions, and illicit financial flows or capital flight."
• Goodbye, Password. Banks Opt to Scan Fingers & Faces Instead - The New York Times.
• HAWALA BANKING - informal value transfer system based on the performance and honour of a huge network of money brokers, which are primarily located in the Middle East, North Africa, the Horn of Africa, and the Indian subcontinent.
• How Citigroup Escaped Financial Disaster in 2008 - The New York Times.
• How to explain offshore banking to a 5 year old - The Guardian.
• How to send money abroad for free - The Telegraph.
• ISLAMIC BANKING - Wikipedia
• Lehman Brothers collapse: where are the key figures now? - "Ten years ago this weekend the investment bank’s bankruptcy caused panic in US and UK."
• LIST OF BANKS THROUGHOUT THE WORLD
• LIST OF SWISS PRIVATE BANKS
• Meet the Snowden of Swiss Banking - ICIJ.
• Shadow banking system - term for the collection of non-bank financial intermediaries that provide services similar to traditional commercial banks.
• SIFI - Systemically Important Financial Institution.
• Swiss Leaks - name of a journalistic investigation, released in February 2015, of a giant tax evasion scheme allegedly operated with the knowledge and encouragement of the British multinational bank HSBC via its Swiss subsidiary, HSBC Private Bank (Suisse).
• The World's Most Expensive Bank Limits Staff Water to Cut Costs - Bloomberg.
• Too big to fail - colloquial term in describing certain financial institutions that are so large and so interconnected that their failure is widely held to be disastrous to the economy, and which therefore must be supported by government when they face difficulty.
• Why the Swiss still love cash - "The Swiss have bucked international trends by revamping their highest-value bank note. So, what’s behind the preference for cash?"

Top 25 Important International Banks

• ACG | ART CAPITAL GROUP - private banking for the art world.
• BANK OF ENGLAND - founded in 1684.
• BIS | BANK FOR INTERNATIONAL SETTLEMENTS
• CaixaBank - since 2011. Based in Valencia and Barcelona in Spain. It is Spain's third-largest lender by market value, after Banco Santander and BBVA. CaixaBank has 5,397 branches to serve its 15.8 million customers, and has the most extensive branch network in the Spanish market.
• COUTTS & CO - bankers to H.M. Queen Elizabeth II.
• ECB | EUROPEAN CENTRAL BANK - Eurosystem.
• Geneva Swiss Bank - "It is all about connecting wealth."
• GOLDMAN SACHS - founded in 1869 and is headquartered at 200 West Street in the Lower Manhattan area of New York City, with additional offices in international financial centers.
• HSBC INTERNATIONAL - "The world's local bank. We provide offshore banking for customers in over 200 countries and territories."
• IBRD | INTERNATIONAL BANK FOR RECONSTRUCTION AND DEVELOPMENT | WORLD BANK
• ICBC | INDUSTRIAL AND COMMERCIAL BANK OF CHINA
• IMF | INTERNATIONAL MONETARY FUND
• INTERBANK - since 1897.
• IOR | Institute for the Works of Religion - since 1942. Commonly known as the Vatican Bank, is a privately held institute situated exclusively on the sovereign territory of the Vatican City.
• JPMORGAN CHASE & CO. - a leading global financial services firm with assets of US$2.1 trillion and operations in more than 60 countries.
• Julius BÄr - founded 1890. Swiss private banking group. It has locations in more than 20 countries. Switzerland and Asia are the group’s two home markets, with the head office being located in Zurich.
• MONEYGRAM - international money transfer.
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• Monte dei Paschi di Siena - founded in 1472. The oldest surviving bank in the world and Italy's third largest bank.
• PAY PAL - "Send Money, Pay Online or Set Up a Merchant Account with PayPal."
• SAXO BANK - among the first financial institutions in the world to develop an Internet-based information and investment trading platform.
• SWIFT | Society for Worldwide Interbank Financial Telecommunication - the global provider of secure financial messaging services.
• THE WORLD BANK GROUP - consists of: IBRD, IDA, IFC, MIGA and ICSID.
• WESTERN UNION - international money transfer.
• WORLD BANK | INTERNATIONAL BANK FOR RECONSTRUCTION AND DEVELOPMENT (IBRD)